Welcome Guest | My Loan | Benchmark PLR
Reliance Commercial Finance

Reliance Commercial Finance
Service - 1800 200 3838 (toll free)     
Sales - 1800 210 3030(toll free)     
sms LOAN to 561616
    SME Loans
    Healthcare Finance
    Microfinance
    Home Loans
    Loans Against Property
    Commercial Property Loans
    Commercial Vehicle Loans
    Construction Equipment Loans
    Infrastructure Finance
     Leasing Solutions
    Car Loans
    Reliance Property
You are on : Home /Loans Against Property page

Loans Against Property


Overview | Features | Eligibility | Documentation | Fees & Charges | FAQs | Brochure | Agreement

Home Loan & Loan against Property.

Cheque Bounce Charges Rs.450
Cheque Swapping Charges Rs 500
Overdue Interest 3% p.m.
EMI Cycle Date Change Rs 500
"Reschedulement Charges" 2% of Principal Outstanding
Duplicate NOC Rs.500
LPG Kit NOC charges NA
Cash Handling Charges 1% + app.S.T for cash receipts for Rs.3 lacs and above.
Outstation Cheque Charges NA
Cheque revalidation charges NA
Prepayment Charges "Prepayment charges won't be applicable to the below:
1. Indvl App with Indvl Co-App
2. Proprietorship App with Indvl Co-App
Only Indvl App
Prepayment charges will be applicable other than above."

Home Loan with Fixed Rate and Semi-Fixed loans

Cheque Bounce Charges Rs.450
Cheque Swapping Charges Rs 500
Overdue Interest 3% p.m.
EMI Cycle Date Change Rs 500
"Reschedulement Charges" 2% of Principal Outstanding
Duplicate NOC Rs.500
LPG Kit NOC charges NA
Cash Handling Charges 1% + app.S.T for cash receipts for Rs.3 lacs and above.
Outstation Cheque Charges NA
Cheque revalidation charges NA
Prepayment Charges a) Cases Disb. Prior to 1st Oct.08 :
i) 5% on POS within 12 months of disbursement
ii) 2% thereafter
b) Cases Disb. On and After 1st Oct.08 ::
i) Between 6-12 Months from Disb.- 5% on POS+S.
ii) Between 12-24 Months from Disb.- 3% on POS+S.T
iii)After 24 Months from Disb.- 2% on POS + S.T
c) Cases Disb. On and After 1st Sep'11 (Applicable for Home Loan - Fixed Rate) ::
i) Between 6-24 Months from Disb.- 3%+S.T
ii) After 24 Months from Disb.- 2%+S.T
d) 9.95% scheme
Cases Disb. Prior to 1st Oct.08 ::
5% on POS in the 1st 3 years & 2% after 3 years
Cases Disb. After 1st Oct.08 ::
5% on POS + S.T in the 1st 3 years & 2%+S.T after 3 years
**Part payments made within one year of the date of full Prepayment, shall be added to the principal outstanding for calculation of foreclosure charges"
In the case of expiry of semi fixed interest rate or converted to floating interest rate, the prepayment / foreclosure charges will not be applicable.

In Semi -fixed interest rate cases, prepayment /foreclosure charges are applicable in lock in period or in continution of fixed interest rate, if the prepayment made other than own source of funds.

Construction Finance

Cheque Bounce Charges Rs.450
Cheque Swapping Charges Rs 500
Overdue Interest 3% p.m.
EMI Cycle Date Change Rs 1000
"Reschedulement Charges" 2% of Principal Outstanding
Duplicate NOC Rs.500
LPG Kit NOC charges NA
Cash Handling Charges 1% + app.S.T for cash receipts for Rs.3 lacs and above.
Outstation Cheque Charges NA
Cheque revalidation charges NA
Prepayment Charges 5% in First Year , 4% in second year , 3% in Third Year.
The charges is exclusive of Service Tax.

Service Tax, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change as per relevant regulations of the Government of India

Terms and conditions apply.

All loans are disbursed at the sole discretion of Reliance Capital Limited. All information herein is subject to change without notice. Under no circumstances cash, bearer or blank cheque or kind should be given to any executive in connection with the Loan application. Kindly note that all Post dated cheques and Transaction charge cheques should be crossed and issued in favour of “Reliance Capital Limited”.

Shape your business ambitions with tailor-made Reliance Loans Against Property.


Reliance Capital | Reliance Home Finance | Reliance Life Insurance | Reliance General Insurance | Reliance Wealth Management
Reliance Securities | Reliance Mutual Fund | Reliance Spot Exchange | Reliance Property Solutions | Reliance Commodities
Home Page | Site Map | Disclaimer | Privacy Policy   All the Works contains in the website are owned by Reliance Capital Ltd under The Laws of Copyright. Copyright © 2014 (since 2007)
    * sms charges as applicable