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Car Loan



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Particulars Car Loans
New Used
Processing Fees* Upto 1.5% of the loan value or Rs. 5500/- whichever is higher. Upto 1.5% of the loan value or Rs. 5500/- whichever is higher.
Cheque Bounce Charges Rs:450/- Rs:450/-
Late Payment Charges 3% p.m. on unpaid EMI 3% p.m. on unpaid EMI
Cheque Swapping Charges Rs.500 per swap Rs.500 per swap
Asset Verification Charges To be removed To be removed
Valuation Charges Not applicable Rs.500
Prepayment Charges Within 12 months from disbursement - 5% + ST, After 12 months from the date of disbursement - 3% + ST Within 12 months from disbursement - 5% + ST, After 12 months from the date of disbursement - 3% + ST
Loan cancellation and rebooking charges Rs.2000 Rs.2000
Stamp duty At actuals At actuals
Loan reschedulement charges 2% on POS 2% on POS
NOC Issuance charges First "Nil", Duplicate Rs.500 First "Nil", Duplicate Rs.500
Legal / Collection/ Repossession and Incidental charges At actuals At actuals
Processing Fees for New and Used Car Loans have been changed w.e.f. 14.05.2010

Service Tax, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change as per relevant regulations of the Government of India.

Terms and conditions apply.

All loans are disbursed at the sole discretion of Reliance Capital Limited. All information herein is subject to change without notice. Under no circumstances cash, bearer or blank cheque or kind should be given to any executive in connection with the Loan application. Kindly note that all Post dated cheques and Transaction charge cheques should be crossed and issued in favour of “Reliance Capital Limited”.

Embroider the speed of your desire with tailor-made Reliance Car Loans.


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